If you have ever applied to your local bank for financing on a parcel of unimproved land, you know how hard it can be. For starters, interest rates for unimproved land can be very high and most banks will require a large down payment and charge you application fees, appraisal fees and points. Worst of all, the process can drag on for months!

At New York Land & Lakes, we offer owner financing on our unimproved land that is second to none. All of our properties have been pre-approved by the finance company. With a small down payment your mortgage can be carried for up to ten years with very competitive rates and no points, no appraisal fees, no application fees and no pre-payment penalities. Best of all, the process from application to approval takes only hours, not months, and our super low rate is guaranteed to all approved buyers, regardless of credit history.

Example 1: A $24,900 purchase price with 10% down would only be $330.18 per month! That's less than a car payment! ($22,410 financed 84 months @ 9.95% VRM)

Example 2: A $24,900 purchase price with 20% down would be just $319.99 per month! That's a payment that respects any budget! ($19,920 financed 84 months @ 8.95% VRM)

With rates at an all time low but predicted to be rising soon, there has never been a better time than right now to buy land from New York Land & Lakes